North Carolina’s Priciest Mountain Towns For Your Dream Second Home
Picture this: you roll out of bed, pull back the curtains, and the Blue Ridge Mountains greet you like they’ve been waiting all night just for you. Your coffee tastes better at elevation, the porch begs for long mornings, and weekends revolve around scenic hikes, cozy fires, and sunsets that stop conversations mid-sentence.
North Carolina’s mountain towns promise that kind of storybook lifestyle, but don’t be fooled by the laid-back vibes.
Behind the charm, these alpine escapes come with serious price tags, attracting buyers who want privacy, prestige, and views that never get old. If you’re dreaming of a second home where crisp air meets refined living and luxury blends seamlessly with nature, these mountain communities deliver the scenery, and the splurge, to match.
1. Highlands

Perched at over 4,000 feet above sea level, this charming spot feels like stepping into a storybook where clouds drift through the streets and waterfalls hide around every corner. Highlands has earned its reputation as one of the state’s most exclusive mountain retreats, with a median home price hovering around $762,000.
The town attracts buyers who appreciate fine dining, boutique shopping, and a community that values both privacy and elegance.
Summer brings a rush of visitors escaping the heat, transforming the town into a lively social hub filled with art galleries and gourmet restaurants. Cooler months offer peaceful solitude, perfect for cozying up by a stone fireplace with mountain views stretching endlessly.
The real estate here ranges from historic cottages tucked among rhododendrons to modern architectural marvels with floor-to-ceiling windows.
Outdoor enthusiasts find endless adventures on nearby trails leading to stunning waterfalls like Bridal Veil and Dry Falls. Golf courses designed by renowned architects wind through the mountainous terrain, offering challenging play with breathtaking backdrops.
With its combination of natural splendor and sophisticated amenities, this mountain gem continues drawing those seeking an upscale escape from everyday life while maintaining that small-town mountain charm everyone craves.
2. Biltmore Forest

Picture a place where every street feels like a private estate and the homes rival European mansions in grandeur and sophistication. Biltmore Forest sits just outside Asheville, offering residents the perfect blend of seclusion and accessibility with a jaw-dropping median home value of around $1.5 million.
This isn’t just expensive, it’s the pinnacle of North Carolina mountain luxury, where gates guard tree-lined streets and architectural masterpieces hide behind carefully manicured landscapes.
Originally designed as an exclusive residential community in the early 1920s, the town maintains strict zoning laws that preserve its pristine character. Large lots ensure privacy, while towering hardwoods and careful landscaping create a forest canopy that shelters the neighborhood.
Residents enjoy quick access to Asheville’s colorful arts scene, craft breweries, and farm-to-table restaurants without sacrificing their peaceful retreat.
The homes themselves are showstoppers, think stone facades, slate roofs, and custom details that showcase craftsmanship at its finest. Many properties feature guest houses, tennis courts, and gardens that could grace magazine covers.
Living here means joining an elite community that values tradition, natural beauty, and understated elegance, making it the ultimate status symbol for those seeking a mountain second home.
3. Lake Toxaway

Ever wondered what it’s like to have your own private slice of mountain paradise with crystal-clear waters as your backyard? Lake Toxaway delivers exactly that experience, sitting in beautiful Transylvania County with a median home value around $683,000.
The lake itself, the largest private lake in North Carolina, sparkles like a sapphire set among emerald mountains, offering residents exclusive waterfront access that most can only dream about.
Built in the early 1900s as a resort destination for the wealthy, the area has maintained its upscale character through generations. Homes range from lakeside cottages with private docks to sprawling estates with multiple guest quarters and boathouses.
The community takes pride in preserving the natural environment while offering amenities like golf courses, equestrian facilities, and private clubs.
Water activities dominate summer days, kayaking through calm morning waters, fishing for bass and trout, or simply floating on the lake while mountains create a stunning backdrop. Fall transforms the surrounding forests into a kaleidoscope of reds, oranges, and golds that reflect perfectly on the water’s surface.
With its combination of exclusivity, natural beauty, and recreational opportunities, this lakeside haven represents mountain living at its most refined and peaceful.
4. Cashiers

Tucked between towering peaks and ancient forests, this hidden treasure offers a slower pace where country clubs meet wilderness and sophistication blends seamlessly with outdoor adventure. Cashiers has become a magnet for second-home buyers seeking exclusivity without pretension, with property values steadily climbing as more people discover its unique appeal.
The town sits on a high plateau, providing cooler temperatures even during summer months when lowland areas swelter.
Golf enthusiasts particularly love the championship courses that wind through mountain terrain, offering challenges and views in equal measure. The community centers around understated luxury, think rustic-elegant homes with stone and timber construction that harmonize with the natural surroundings.
Local shops and restaurants maintain a welcoming, low-key atmosphere despite the affluent clientele.
Nearby attractions include stunning waterfalls, hiking trails ranging from easy strolls to challenging climbs, and fishing streams teeming with native trout. Winter brings a peaceful quiet as snow dusts the mountains, perfect for those seeking solitude and reflection.
The area has managed to grow without losing its character, maintaining that special balance between development and preservation. For buyers wanting mountain luxury without the crowds or ostentation, this plateau paradise hits the sweet spot perfectly every single time.
5. Linville

Rugged mountain peaks, dramatic gorges, and a community steeped in old-money tradition make this destination a favorite among families who’ve been vacationing here for generations. Linville combines natural wonders with carefully planned residential areas that respect the landscape while providing upscale amenities.
Home prices reflect the area’s desirability, with properties commanding premium prices for their proximity to outdoor recreation and exclusive communities.
The famous Grandfather Mountain looms nearby, offering hiking, wildlife habitats, and that iconic swinging bridge that tests even the bravest visitors. Linville Gorge, often called the “Grand Canyon of the East”, provides endless exploration opportunities for adventurers and nature photographers.
The community itself centers around golf, with courses designed by legendary architects that challenge players while showcasing mountain vistas.
Historic lodges and newer developments coexist peacefully, with strict architectural guidelines ensuring new construction complements the mountain environment. Many homes feature stone fireplaces, vaulted ceilings with exposed beams, and expansive windows that frame views like living artwork.
Residents enjoy four distinct seasons, each bringing its own beauty and recreational opportunities. The area attracts those who value tradition, natural beauty, and outdoor pursuits, creating a community of like-minded individuals who appreciate mountain life at its finest and most authentic.
6. Asheville

Where mountain culture meets urban sophistication, this vibrant city has exploded in popularity, driving median home prices to around $532,500 and climbing steadily year after year. Asheville offers something rare, the cultural amenities of a much larger city, packed into a mountain setting with craft breweries on every corner, farm-to-table restaurants that have earned national recognition, and an arts scene that rivals cities ten times its size.
The historic downtown buzzes with energy, featuring Art Deco architecture, street performers, and galleries showcasing local and international artists. Nearby, the famous Biltmore Estate draws tourists year-round, but residents know the hidden gems, quiet neighborhoods with mountain views, hiking trails accessible from backyards, and farmers’ markets overflowing with local produce.
The city has become a magnet for retirees, remote workers, and second-home buyers seeking an active lifestyle.
Real estate ranges from historic bungalows in walkable neighborhoods to modern mountain homes on the outskirts with panoramic views. The competitive market means properties often receive multiple offers within days of listing.
Music venues host everything from bluegrass to indie rock, while outdoor festivals celebrate everything from craft beer to mountain culture. For those wanting mountain living without sacrificing urban conveniences, this Blue Ridge city delivers the perfect combination.
7. Blowing Rock

Named after a geological phenomenon where wind currents create upward drafts that return light objects thrown over the cliff, this charming village captures hearts with its storybook Main Street and welcoming atmosphere. Blowing Rock has maintained its small-town character while attracting affluent buyers seeking a mountain retreat with personality and charm.
Property values reflect the town’s popularity, with homes ranging from cozy cottages to grand estates overlooking the valleys below.
The village center features locally-owned shops, ice cream parlors, and restaurants that have served generations of visitors and residents. Tree-lined streets encourage leisurely strolls, while nearby parks and trails offer quick escapes into nature.
The famous Blowing Rock attraction provides stunning views and the chance to experience the wind phenomenon that gave the town its memorable name.
Seasonal changes bring distinct character, spring blooms with rhododendrons and mountain laurels, summer draws crowds to cooler elevations, fall explodes with color, and winter occasionally dusts the town with snow. The community hosts festivals celebrating arts, crafts, and mountain traditions throughout the year.
Residents appreciate the balance between tourist activity that supports local businesses and the quiet periods when the town returns to its peaceful roots, making it ideal for second-home owners seeking both community and solitude.
8. Banner Elk

Ski slopes, sugar maples, and a tight-knit community create an alpine atmosphere that feels more like Colorado than the Southeast. Banner Elk has carved out a niche as a year-round mountain destination, with winter bringing skiers to nearby resorts and summer attracting golfers, hikers, and those seeking refuge from coastal humidity.
Real estate prices reflect the town’s recreational offerings and growing popularity among second-home buyers from across the region.
The town sits in a high valley surrounded by some of the state’s tallest peaks, providing dramatic scenery in every direction. Local establishments maintain a friendly, unpretentious vibe despite the affluent visitor base.
The community supports local arts through galleries and workshops, while also embracing outdoor culture with outfitters and guide services catering to adventurers of all skill levels.
Nearby Beech Mountain and Sugar Mountain offer skiing and snowboarding when winter storms blanket the slopes, while warmer months transform the area into a paradise for mountain biking, fly fishing, and trail running. Properties range from ski-in condos to sprawling mountain estates with acreage for privacy.
The town has managed growth carefully, preserving mountain character while adding amenities that appeal to modern buyers. For those seeking four-season recreation in a welcoming mountain community, this valley town delivers authentic alpine living with Southern hospitality.
9. Brevard

Waterfalls, hundreds of them, cascade through the forests surrounding this artistic mountain town that’s become famous for its white squirrels and creative community. Brevard sits at the entrance to Pisgah National Forest, offering residents immediate access to some of the most spectacular natural areas in the eastern United States.
Home prices have climbed as more people discover the town’s unique combination of outdoor recreation, arts and culture, and small-town friendliness.
The downtown area buzzes with galleries, music venues, and cafes that showcase local talent and welcome visitors with genuine warmth. The town hosts a renowned music festival each summer that draws performers and audiences from around the world.
Cycling enthusiasts particularly love the area, with mountain roads and forest trails offering routes for every skill level and preference.
Nearby waterfalls like Looking Glass Falls and Sliding Rock provide easy family adventures, while more remote cascades reward hikers willing to venture deeper into the forest. The white squirrel population, a genetic variation unique to the area, has become a beloved symbol and source of local pride.
Real estate options include historic homes in walkable neighborhoods, modern mountain retreats with forest views, and everything in between. The community embraces both longtime residents and newcomers, creating an inclusive atmosphere that makes second-home owners feel genuinely welcome and connected to mountain life.
10. Boone

College-town energy meets mountain adventure in this lively community that offers a unique twist on typical mountain living. Boone combines the cultural offerings and youthful vibrancy of a university town with access to world-class outdoor recreation, creating a dynamic atmosphere that appeals to diverse buyers.
Property values have increased significantly as the town’s reputation has grown beyond regional boundaries, attracting second-home buyers seeking both investment potential and lifestyle benefits.
Appalachian State University brings concerts, lectures, sporting events, and a constant influx of energy that keeps the town feeling alive year-round. Downtown features an eclectic mix of restaurants, breweries, and shops that cater to students, locals, and visitors alike.
The surrounding mountains offer skiing, hiking, rock climbing, and mountain biking that rival destinations anywhere in the Southeast.
The Blue Ridge Parkway winds through nearby mountains, providing scenic drives that showcase the region’s natural beauty through every season. Real estate options range from condos convenient to downtown and campus to secluded mountain properties with acreage and privacy.
The town has embraced sustainable development and outdoor recreation, creating a community that values both environmental stewardship and economic growth. For second-home buyers wanting mountain access with cultural amenities and a lively atmosphere, this university town offers a refreshing alternative to quieter mountain communities.
11. Waynesville

Historic Main Street charm combines with mountain majesty in this welcoming town that has maintained authenticity while growing into a sophisticated mountain destination. Waynesville offers a refreshing alternative to more touristy mountain communities, with locally-owned businesses, a thriving arts scene, and genuine mountain hospitality that makes visitors feel like neighbors.
Real estate prices reflect the town’s growing appeal, with properties ranging from affordable historic homes to upscale mountain estates.
The downtown area features galleries showcasing regional artists, restaurants serving locally-sourced cuisine, and shops offering everything from mountain crafts to upscale home goods. Nearby Great Smoky Mountains National Park provides endless exploration opportunities, while the Blue Ridge Parkway offers scenic access to other mountain communities.
The town hosts festivals celebrating mountain culture, crafts, and seasonal harvests throughout the year.
Residential neighborhoods include walkable historic districts with homes dating back over a century, as well as newer developments on mountainsides with panoramic views. The community has attracted retirees, artists, and second-home buyers seeking a mountain lifestyle without pretension or crowds.
Golf courses, hiking trails, and fishing streams provide recreational outlets, while the town’s cultural offerings satisfy those seeking intellectual and artistic stimulation. For buyers wanting authentic mountain living with modern amenities and a welcoming community, this historic town delivers Southern charm wrapped in mountain beauty.
12. Hendersonville

Apple orchards blanket the hillsides surrounding this charming town that has become a retirement haven and second-home destination for those seeking milder mountain climate and small-city amenities. Hendersonville sits at a lower elevation than many mountain communities, offering four seasons without extreme winter cold while maintaining that mountain feel and access to higher elevations.
Property values span a wide range, from modest bungalows to estate homes with orchard and mountain views.
The historic downtown has been revitalized into a walkable district filled with restaurants, shops, and entertainment venues that draw visitors and residents alike. Tree-lined streets in residential neighborhoods feature homes from various eras, creating architectural diversity and character.
The town hosts a famous apple festival each September celebrating the region’s agricultural heritage and attracting crowds from across the Southeast.
Proximity to Asheville provides access to urban amenities, while the town itself offers everything needed for comfortable daily living. Local farms supply fresh produce to restaurants and markets, supporting a farm-to-table culture that emphasizes quality and sustainability.
Outdoor recreation includes hiking trails in nearby state parks, fishing in mountain streams, and cycling on country roads through orchard country. The community has attracted a diverse population of retirees, young families, and second-home owners, creating a welcoming atmosphere that balances tradition with forward-thinking development and genuine mountain hospitality.
